Making Your Future a Success.

Sweetwater Payments offers the best in payment solutions for all business types (including restaurants, retail, hospitality, service industries, e-commerce and fulfillment houses. Simply put, we provide the highest level of service while staying current with the frequent and fluid changes in industry regulations and technology.

With Sweetwater Payments, you have peace of mind. We deliver secure and efficient solutions tailored to fit your particular needs. You will receive simple and straightforward answers that are researched with your industry requirements in mind.

Your business needs fast and reliable card acceptance methods. That's why we partner with the most robust and innovative processors available. With our team in your corner, your concerns become our priority. You get fair, competitive rates that don't gouge your bottom line. And you get 24/7 technical support for any issue that arises.

• Low rates and personalized education on how to understand the industry
• An accurate and detailed rate quote with full disclosure of all fees/charges
• Quick account approval and setup, often with little capital expenditure
• Low prices on all processing hardware, software, virtual terminal and other payment services. Interest free payment plans are often available
• Education on best security practices to protect you and your customers

Depending on the particular needs of your business, Sweetwater Payments offers solid technology and visionary products to grow sales and build revenue.

A robust POS combines helpful tools like payment processing, sales reporting, customer engagement software, inventory management, and time clocks. Let us help you find one that captures every sale and streamlines those time-consuming administrative tasks. We work with a variety of POS systems that are proven and effective in diverse environments.

Your business may only need an easy to use counter-top terminal, or perhaps one more robust to host multiple applications. Terminals are suited for many retail and restaurant environments and we support a wide variety of dial, IP, and wireless terminals.

Turn your own computer into a secure credit card machine. All it takes is an internet connection to access our secure website and perform card present or card-not-present transactions. Optionally, add a device via a USB connection to allow for EMV (chip card) transactions.

In today's mobile culture it's important to accept transactions wherever your business takes you. Don't fall victim to the non-compliant products that are popular... Our solutions are PCI Compliant and encrypted to ensure that the card data is not compromised. Turn your own smartphone or tablet into a mini-POS system that not only takes transactions, but can also track inventory.

If it's “simple” you are looking for, our Hosted Payment Page does the trick, as it’s easy to set up and use. Design a customized payment page for your website that will fit your branding. For more complex website integrations, we provide secure shopping carts and can allow your web developer access to a proprietary gateway or provide access to other popular gateways.

Our Recurring Payments Platform allows your customers to choose between electronic ACH debits or recurring credit card payments. Receiving payments on time has never been easier. This is perfect for businesses who collect monthly payments (rent, storage, memberships.) Simply set up the payment details one time, then only manage the exceptions.

Are you interested in a compliant way to pass expensive Reward Card fees back to your customer? The result significantly reduces your costs for card processing and can leave you more revenue to build your business. There are many programs available that are not compliant with the Card Brand rules, and it’s important to have a full understanding of the proper way to “surcharge.” We have a fully compliant program that can be implemented in your business easily and with little hassle. This program is one of the fastest growing trends in the industry.